Of the over 40 safest cars listed in the IIHS report, the cheapest option to insure is the Subaru XV CrossTrek, at
One of the analysis highlights is that safety features play a significant role in keeping costs low when insuring a vehicle. Insurers particularly like features like blind-spot cameras and sensors, because they lower the risk that a driver will be in an accident.
"One thing to keep in mind is that while sophisticated vehicle safety features are considered a bonus by insurance companies, they can also adversely affect insurance costs," said
CarInsurance.com found the lowest cost to insure the Top Safety Pick+ category from the IIHS, which is broken down below, grouped by the size of the vehicle.
Small Cars
All of the top five are less expensive to insure than the national average
- SubaruXV Crosstrek 2.0I:
$1,397 - Subaru Impreza 2.0I Limited:
$1,526 - Kia Niro Touring:
$1,566 - Subaru Impreza 2.0I Limited:
$1,622 - Hyundai Elantra GT:
$1,673
Midsize Cars
Only five midsize cars qualified for the Top Safety Picks+ designation, but yet again, Subaru cleaned up. The cheapest of these is still
- Subaru Outback 3.6R Touring:
$1,467 Subaru Legacy 3.6R Limited:$1,569 - Toyota Camry XSE:
$1,676 - Hyundai Sonata Sport:
$1,718 - Kia Optima SXL:
$1,849
Midsize Luxury
This category is where car insurance prices start to rise above the national average
- Lexus ES 350 S:
$1,860 - Mercedes C300:
$2,014 BMW 340i:$2,212
Picks for large cars, large luxury, small SUV, Midsize SUV and so on can all be found online. For the full analysis and a description of our methodology visit CarInsurance.com: https://www.carinsurance.com/cars-best-safety-features-cheapest-to-insure
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