FOSTER CITY, Calif.,
In compiling the rankings, Insurance.com’s experts researched how much drivers in each state pay, on average, after a car accident claim. Based on the data, Michigan is the worst state for car insurance claims. Drivers there see insurance premiums climb to an average of
Along with Michigan, the list of worst states for accident claims includes the following states and district (with the average annual insurance premiums following an accident claim in parentheses):
- Rhode Island
- District of Columbia
The state where drivers pay the least after an at-fault accident, Maine, also has the lowest overall average insurance rates in the nation at
- North Dakota
- New York
According to the research, repair costs are a contributing factor to expensive insurance premiums after an accident.
“Purchasing more liability coverage is a smart and fairly affordable option to protect against all sorts of unforeseen expenses after a collision,” says Penny Gusner, Insurance.com consumer analyst. “We all know medical expenses are never cheap. But beyond that, even minor accidents without injuries can produce skyrocketing bills. The latest car models being rolled out cost more than ever to repair due to the expensive technology inside, such as sensors, cameras and electronic safety features that are pricey and difficult to replace.”
Insurance.com data also shows that drivers can save an average of
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