Back Outlines Winter Storm Damage Covered by Home Insurance
January 12, 2022

With winter storms reported to cause more than $1 billion in annual damage, an infographic helps homeowners understand what is covered by their insurance.

Foster City, CA – January 12, 2022 – In the wake of recent snow and ice and with months before winter storms fade,, provides clear visibility into damage that homeowners’ insurance covers and shows where property owners may have to pick up the tab on their own.

A downloadable infographic is available: Winter storm strikes: What’s covered by my insurance?

The infographic highlights chief winter storm complaints:

  • Water damage. Burst pipes are generally covered but claims where homeowners fail to keep their property heated and leave it unattended may not be approved for payment.
  • Roof damage. Roof leaks and cave-ins should be protected.
  • Falling trees. Depending upon who owns the tree and what is destroyed, the IG provides guidance on which policy and type of policy (home or auto) may provide coverage.
  • Falling ice. Should ice land on a nearby car, the auto’s comprehensive coverage may provide assistance with repair costs.

In addition to the above information on what insurance does and does not cover when winter weather affects a home or vehicle, detailed explanations are available within this recently updated guidance: Avoid costly winter homeowners insurance claims.

Homeowners should benefit from reviewing both of these resources.

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